Life Insurance Policies to Help Plan for Your Future

It’s never too late to purchase life insurance. Cunningham Insurance Agency can help you secure your finances after your gone with a term, whole, or universal life insurance policy. We’ll go through all the benefits of each policy so you can make an informed decision on what’s best for your needs and budget. Call Cunningham Insurance Agency at (239) 263-3110 for a life insurance quote.

Common Life Insurance Policies

Term Life

Term life insurance is a very popular policy because it’s often the most affordable. This policy only lasts for a specific term and is usually between 5 to 20 years, though some carriers offer a 30-year term life policy.

  • Benefits of Term Life
    • Easy to understand
    • Most affordable option
    • Can transition to whole life
Happy Young Couple — Naples, FL — Cunningham Insurance Agency
Happy Family Beautiful Bonding — Naples, FL — Cunningham Insurance Agency

Whole Life

Whole life insurance is exactly what it sounds like, a life insurance policy for your “whole” life. Benefit from premiums that never change as well as an option to borrow against the policy as it accrues cash value.

  • Benefits of Whole Life
    • Premiums never increase
    • Can build retirement income
    • Guaranteed cash value growth

Universal Life

Universal life insurance is a flexible life insurance option because you choose how much you want to pay. Part of the cost pays for the policy while another part is placed in savings in case you need to borrow from it.

  • Benefits of Universal Life
    • Provides lifetime protection
    • Un-taxed cash value while growing
    • Can raise or lower premiums as needed
Happy Family — Naples, FL — Cunningham Insurance Agency

CALL CUNNINGHAM INSURANCE AGENCY AT (239) 263-3110 TO LEARN MORE ABOUT HOW LIFE INSURANCE CAN HELP YOU.